STREETBEAT - PRIVACY NOTICE
WHAT DOES STREETBEAT LLC DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information.
Federal law gives
consumers the right to limit some but not all
sharing. Federal law also requires us to tell you
how we collect,
share, and protect your personal information. Please read this notice
carefully
to understand what we do.
WHAT?
The types of personal information we collect and share depend on the
products or services you have with us. This information can include:
▪
Social Security number and date of birth
▪ Account balances and
transaction history
▪ Information about you and your finances
▪
Contact list on your mobile device, with your permission
▪ Pictures
and other information from your device’s camera photo library
▪ Profile images from accounts created via Google authentication
When you are >no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share clients’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients’ personal information; the reasons Streetbeat chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does StreetBeat share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes. Such as to process your transactions, maintain your account(s), respond to court orders and legal investigation, or report to credit bureaus | YES | NO |
| For our marketing purposes. To offer our products and services to you | YES | NO |
| For joint marketing with other financial companies | YES | NO |
| For our affiliates’ everyday business purposes: Information about your transactions and experiences | YES | NO |
| For our affiliates’ everyday business purposes: Information about your creditworthiness | YES | YES |
| For our affiliates to market to you: Information about your transactions, experiences, and credit worthiness | YES | YES |
| For nonaffiliates to market to you | NO | We don’t share |
TO LIMIT OUR SHARING
▪ Email us at privacy@streetbeat.com
Please Note: If you are a new customer, we can begin sharing your information 45 days from the date we send this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit sharing.
QUESTIONS?
Go to streetbeat.com or email us at privacy@streetbeat.com.
WHO WE ARE
Who is providing this notice?
Streetbeat LLC is providing this notice on behalf of itself and its affiliates. See the list of affiliates below.
WHAT WE DO
How does Streetbeat protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Streetbeat collect my personal information?
We collect your personal information, for example, when you:
▪ open an account or deposit money
▪ apply for financing or provide
account information
▪ pay your bills
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
▪ sharing for affiliates’ everyday business purposes – information about
your
creditworthiness
▪ affiliates from using your information
to market to you
▪ sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing.
[See below for more on your rights under state law.]
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
▪ Streetbeat’s affiliates include its parent company, Nowcasting.ai, Inc., and the subsidiaries of its parent company: Streetbeat Digital LLC.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
▪ Streetbeat does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
▪ Streetbeat’s joint marketing partners can include financial service companies.
Other important information
We share your personal information with nonaffiliates to provide services to you. For example, we share information with Alpaca Securities, LLC, the third-party broker on your account, to execute your security transactions. We also share information with Plaid, Inc., the third-party vendor that provides connections between your financial institutions. Plaid’s privacy policy is available at https://plaid.com/legal/#end-user-privacy-policy. We require strict confidentiality in our agreements with nonaffiliates.
You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Streetbeat or its service provider for the duration of your business relationship with us, solely to help us identify you or your wireless device and to prevent fraud. See the information above for how we treat your data.
California Residents. We will not share information we collect about you with non-affiliated third parties, except as permitted by law, such as to process your transactions or to maintain your account. We also send California residents a California notice for additional choices.
Vermont Residents. We will not share information we collect about you with non-affiliated third parties, except as permitted by law, such as to process your transactions or maintain your account. We may share your information with our affiliates, so they may market to you. However, we will not share information about your creditworthiness with affiliates. Additional information concerning Streetbeat’s privacy policies can be found at www.streetbeat.com or by calling +1 650-204-0399.
Nevada Residents. Nevada law allows us to make marketing calls to our existing customers listed on the National Do Not Call Registry. If you prefer not to receive marketing calls from us, you may be placed on our internal Do Not Call list by managing your marketing preferences in your profile on our website or in our app. You may also call us at +1 650-204-0399. You may also contact the Nevada Attorney General’s office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las Vegas, NV 89101; phone: 702.486.3132; email: aginfo@ag.nv.gov.
North Dakota Residents. We will not share information we collect about you with non-affiliated third parties, except as permitted by law, such as to process your transactions or to maintain your account.